Student Loans

Student loans create debt burdens that impact families for generations. Black Americans in general, and Black and Latina women in particular -- often are forced to take on more college debt than their white counterparts in pursuit of the American Dream. The student debt burden is felt most acutely by attendees of Historically Black Colleges and Universities. CRL successfully led a coalition of advocates that achieved substantial student debt cancellation in 2022. We continue to advocate for higher education policies to protect student loan borrowers and their parents from falling into a cycle of debt that keeps them from engaging in wealth-building activities. 

Filter Results

Consumer Advocates Urge the Federal Communications Commission to Not Allow Student Loan Companies to Robocall Borrowers

Consumer Advocates Urge the Federal Communications Commission to Not Allow Student Loan Companies to Robocall Borrowers

Petitioners argue that the Budget Rules are arbitrary and capricious and unsupported by either the language of the statute or the record. This is not the case. The record abundantly supports each feature of the Budget Rules. In fact, the Budget Rules are a textbook balancing act by the Federal Communications Commission of the competing goals of the statute: to...
More
Letters to Congress
Student Loans

Colorado’s For-Profit College Students Struggle to Graduate, Pay Off Steep Debt Burdens

Colorado’s For-Profit College Students Struggle to Graduate, Pay Off Steep Debt Burdens

Students at Colorado’s for-profit colleges have less favorable outcomes in comparison to their peers at public and private non-profit institutions according to several key indicators, and the impact is greater on students of color. This report uses the data released from the US Department of Education (College Scorecard, September 2015) and compares public, private, and for-profit institutions (also referred to...
More
Research
Student Loans

Strong Support for Allowing Former ITT Students to Access the Guaranty Fund

Strong Support for Allowing Former ITT Students to Access the Guaranty Fund

The Center for Responsible Lending strongly supports allowing former ITT students access to the Guaranty Fund. Over the past few years, CRL has been engaged in research and policy regarding for-profit institutions of higher education. During the 2016 legislative session, the Center for Responsible Lending submitted written testimony in support of SB 427, An Act Concerning Higher Education – Institutions...
More
Comment Letter
Student Loans

Loopholes in the Department of Educations' Proposed Rule on State Authorization of Postsecondary Distance Education Programs

Loopholes in the Department of Educations' Proposed Rule on State Authorization of Postsecondary Distance Education Programs

We are encouraged that the Department's proposal would generally require all providers of distance education to obtain state authorization in each state where they intend to enroll students. However, we have concerns that distance education students could still be subject to weaker protections under the proposed rule, for the following reasons: The proposal would permit state authorization through the use...
More
Comment Letter
Student Loans

Sign-On Letter to Secretary of Education August 2016

Sign-On Letter to Secretary of Education August 2016

This letter, on behalf of the National Consumer Law Center’s low-income clients, along with a coalition of national, state and local civil legal aid, civil rights, and public interest groups and advocates, calls for the need for data to ensure that the federal student loan program is a tool that helps students of color access a meaningful education and achieve...
More
Letters to Congress
Student Loans

Improvements to the Borrower Defense to Repayment Provision of the Higher Education Act

Improvements to the Borrower Defense to Repayment Provision of the Higher Education Act

This letter suggests improvements to the rule that would amend the Borrower Defense to Repayment provision of the Higher Education Act (HEA) in order to ensure that students and taxpayers will not have to bear the economic burdens that arise when higher learning institutions make misrepresentations and fail to provide an adequate education to students. CRL applauds the Department for...
More
Comment Letter
Student Loans

NC Student Loan Calculus: What North Carolina Can Do to Ensure All of Its Students Receive an Affordable, Quality College Education

NC Student Loan Calculus: What North Carolina Can Do to Ensure All of Its Students Receive an Affordable, Quality College Education

The topic of student loan debt is increasingly gaining public attention. Too often, assumptions about debt are made that hide the real contours of the problem. For example, simply citing aggregated student loan debt loads at a state or national level suggests that every student loan borrower is the same– with identical financial backgrounds, borrowing to attend similar institutions, and...
More
Research
Student Loans

Testimony of Lisa Stifler Before Connecticut Higher Education and Employment Advancement Committee

Testimony of Lisa Stifler Before Connecticut Higher Education and Employment Advancement Committee

This written testimony shares our work and insight into the subject of Raised Bill 5071, a bill that has the potential to cause significant harm to Connecticut residents seeking distance education opportunities. Two of key the consequences of the Uniform State Authorization Reciprocity Agreement (SARA) are: Elimination of local, state-centered control over distance education in the state Holding distance education...
More
Testimony
Student Loans

Support for the Proposed Enterprise Complaint System

Support for the Proposed Enterprise Complaint System

This letter is in response to the Department of Education's request for comments on the proposed Enterprise Complaint System ("ECS"). As advocates for students, consumers, veterans, faculty and staff, civil rights and college access, the signees believe the systematic tracking and reporting of student and borrower complaints is essential to providing quality customer service, ensuring college and loan servicer and...
More
Letters to Congress
Student Loans
Displaying 91 - 100 of 132