We communicate complex issues in ways that are compelling and accessible so that policymakers and the public have the information they need to make informed decisions.
Clean Energy Transition
CRL works to ensure that all communities – particularly those that have been underserved – have equitable access to the hundreds of billions of dollars in available federal and local grants and tax incentives to support the transition to sustainable green energy.
Consumer Finance
CRL monitors developments across the consumer finance sector and acts to protect people’s pocketbooks from financial misconduct so families can build financial stability. We support the development of policy and regulatory infrastructure needed to ensure an equitable green lending marketplace for all consumers.
Debt Collection & Settlement
More than 4 million Americans are subject to wage garnishments for outstanding consumer debts and over 64 million people are being pursued by debt collectors.
Mortgage Lending
Home ownership has been the primary means for most American families to build and pass on inter-generational wealth.
Overdraft Fees
Excessive overdraft fees charged by banks and credit unions can cause devastation for financially vulnerable families.
Payday and Other Small Dollar Loans
Payday, car-title, and similar high-cost loans, typically with interest rates of 100% APR and higher, trap people in crippling long-term debt.
Small Business
CRL works to ensure fair treatment of small businesses and works to ensure that regulations do not exacerbate pre-existing inequities in the small business space.
Student Loans
Student loans create debt burdens that impact families for generations.