Mitria Spotser Testimony at House Committee Hearing on Community Banking
Watch the recorded testimony of CRL VP Mitria Spotser before the U.S. House Committee on Financial Services in a hearing titled "Make Community Banking Great Again."
Testimony of Mitria Spotser on Preserving Consumer Protections While Modernizing Financial Services
Watch the recorded testimony of Mitria Spotser before United States House of Representatives Committee on Financial Services on the importance of protecting consumers in an evolving marketplace.
Letter Submitted to Subcommittee on Higher Education and Workforce Development hearing on the Implications of Biden's Student Loan Policies
CRL submitted this letter for the record on the Subcommittee on Higher Education and Workforce Development hearing entitled, "Breaking the System: Examining the Implications of Biden's Student Loan Policies for Students and Taxpayers."
CRL Testimony for the Vermont House Committee on Commerce and Economic Development
CRL policy counsel Monica Burks recommends Vermont lawmakers decline to codify an Earned Wage Advance business model that could risk enabling payday lending-like debt traps in a state with an 18% usury cap.
CRL Testimony for "Consumer Financial Protection Bureau: Ripe for Reform" Hearing
The Center for Responsible Lending submitted a letter for the record on the House Committee on Financial Services’ Subcommittee on Financial Institutions and Monetary Policy hearing entitled, “Consumer Financial Protection Bureau: Ripe for Reform.” The letter details the importance of the CFPB and draws on new data from Republican polling firm Chesapeake Beach Consulting and Democratic firm Lake Research Partners...
Testimony: Mitria Spotser on the VA Housing Loan Forever Act of 2022
On December 14th, Mitria Spotser, a consultant for the Center for Responsible Lending (CRL) testified before the House Committee on Veterans Affairs hearing on a discussion draft bill, the VA Housing Loan Forever Act of 2022. Her written testimony is available for download and the recorded video is available below.
Testimony: Nadine Chabrier in Opposition of TD Bank Merger with First Horizon Corporation
On August 18, 2022, Nadine Chabrier, senior litigation and policy counsel for the Center for Responsible Lending, provided testimony at a public meeting of the Office of the Comptroller of the Currency (OCC) and the Federal Reserve System on the proposed merger of TD Bank and First Horizon Bank.
Testimony: Mike Calhoun on Boom and Bust: Inequality, Homeownership, and the Long-Term Impacts of the Hot Housing Market
On June 29, 2022, Mike Calhoun, CRL's president, testified before the House Committee on Financial Services for a hearing entitle, “Boom and Bust: Inequality, Homeownership, and the Long-Term Impacts of the Hot Housing Market.” His written testimony is available for download. Watch a recording of the hearing:
CRL Testimony at Hearing: “An Empirical Review of the Paycheck Protection Program”
On March 21, 2022, CRL submitted written testimony to the U.S. House of Representatives Committee on Small Business Subcommittee on Oversight, Investigations, and Regulations for the hearing, “ An Empirical Review of the Paycheck Protection Program.”
Testimony: Buy Now, Pay More Later? Investigating Risks and Benefits of BNPL and Other Emerging Fintech Cash Flow Products
On November 2, 2021, Marisabel Torres, director of California Policy, CRL testified before the House Task Force on Financial Technology. Her written testimony as well as her oral remarks are available for download. Watch the live hearing: