The Center for Responsible Lending1 (CRL) appreciates the opportunity to provide comments on principles for the reauthorization of the Higher Education Act (HEA). We commend your dedication to reauthorizing the Higher Education Act with the intention of achieving an affordable, accountable, accessible and equitable and safer higher education system. We hope that you will continue to push for a Higher Education Reauthorization Act that holds true to the spirit of the original HEA, which sought to open the doors of higher education to all. CRL stands firm in the belief that any reauthorization should focus on the outcomes for those who have been traditionally shut out of higher education: low-income students and students of color.