HB 773, the omnibus Studies Act of 2011, includes language that would have created a joint study commission on consumer finance loans under $3000 (see page 52). This would be the fourth study commission in 5 years. However, it appears that the studies bill cannot be approved until the short session starting in May 2012. The Senate made several changes to the bill. The House refused to concur with the Senate changes and appointed House conferees, but did so after the Senate adjourned. Since the Senate did not appoint conferees, under the rules the bill is ineligible for consideration until the 2012 short session.