A Payday Without the Payoff
On Saturday mornings, locals shuffle through the ACE Cash Express at 16th and Mission in San Francisco, greeting one another in Spanish, if at all. The storefront signage — “Fast Loans Prestamos” — is unremarkable here, between pentecostal churches and stands of Tajin-salted mango. Here, in the city’s historically Latinx Mission District, the median family income hovers around $67,000 and one-third of households speak...