Buy now/pay later products claim to offer consumers a risk-free way to boost their buying power, and maybe build credit and help others in the process. But beneath the shiny new veneer of technology and altruism could lurk the same predatory and abusive practices used by venture capitalists whose primary interest is profit, and who in the past have used similarly altruistic pretensions to exploit Black, Hispanic, military, essential and early-career employees, and other hardworking Americans.
