"Payday lenders not only disproportionately harm people of color, they target communities of color," says Rebecca Borné, a lawyer with the nonprofit Center for Responsible Lending. "So the agency is really taking the language of civil rights to do something that's fundamentally inconsistent with the original intent of that language." says Borné. The result, she adds, would be to exacerbate lending discrimination, "cloaking it in this language of civil rights."
