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Center For Responsible Lending - A Resource For Predatory Lending Opponents

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Credit Cards

What’s Draining Your Wallet?
Americans’ credit card debt is approaching $1 trillion, and all signs point to a second credit meltdown, this time driven largely by plastic. Yet, credit card companies are continuing to engage in practices that sink consumers further into debt. A new report by the Center for Responsible Lending examines some of the manipulative practices used by the credit card industry.  Learn more >>

 

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Priceless or Just Expensive? The Use of Penalty Rates in the Credit Card Industry

Updated Projections of Subprime Foreclosures

Steered Wrong: Brokers, Borrowers, and Subprime Loans

Only 36% rate cap springs the payday dept trap.

Flawed payday paper falsely held up as Fed study

Fees for abusive overdraft loans have reach $17.5 billion per year.

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Follow Policy Trends

To fix the economy, we must fix foreclosures first.  Read about the best solutions.

What do we do now? Martin Eakes explains why we need a better way to stop foreclosures and how we can do it.

How did we get here?  CRL's Eric Stein Senate Banking testimony details the causes of the financial crisis.

Community lending programs are not to blame for the subprime debacle.

New Fed rules aim to bring back common sense home lending. Read CRL's comments.

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Fight Predatory Lending

Institute for Foreclosure Legal Assistance

Consumer Resources: Where to Get Help

Consumer Appellate Assistance Project provides attorney support for consumer appeals cases.

Stop Predatory Payday Lending in Ohio and Arizona

HIGHLIGHTS

Civil Rights Groups Defending Predatory Lenders: Priceless.  How high-interest rate lenders are using civil rights groups as cover while fighting regulation.

Columbia Journalism Review: Are Lenders Really Trying that Hard?

The Truth about CRL and Self-Help: "Consumers Rights" League Gets it WRONG.

Countrywide Watch: keeping tabs on big lender in subprime mess. 

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ABOUT US

The Center for Responsible Lending (CRL) is a nonprofit, nonpartisan research and policy organization dedicated to protecting homeownership and family wealth by working to eliminate abusive financial practices. More>>

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