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Mitria Wilson Testimony on Examining Regulatory Burdens on Non-Depository Financial Institutions

April 15, 2015
Mortgage Lending
Testimony

On April 15, 2015, Mitria Wilson testified before the U.S. House Committee on Financial Services: Subcommittee on Financial Institutions and Consumer Credit. The hearing at which Mitria testified was called "Examining Regulatory Burdens on Non-Depository Financial Institutions."

In her testimony (19 pages), Mitria offered:

  • An overview of the importance of financial regulations - and the role such regulations currently play in protecting consumers, taxpayers, and the nation's economy
  • Recommendations concerning the regulatory environment for non-depository mortgage lenders
  • Recommendations on the regulation of title insurance for mortgaged properties
  • Recommendations on the regulatory environment for non-depository providers of payday and car title loan products
  • Recommendations on the regulation of indirect automobile lenders

More details about the recommendations can be found in the full text of the testimony.