Five years into the foreclosure crisis, borrowers across the country are still struggling with their mortgage payments, and many seek housing counseling to help manage their finances and guide them through the loan modification process. Between 2008 and 2012, the National Foreclosure Mitigation Counseling Program provided foreclosure counseling to nearly 1.4 million homeowners and mortgage-related legal assistance to more than 37,000 homeowners.

This analysis helps identify which metropolitan and rural areas have been hardest hit by the foreclosure crisis and remain areas of greatest need for additional foreclosure counseling resources.

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