The Center for Responsible Lending, The Leadership Conference on Civil and Human Rights, NAACP, National Coalition for Asian Pacific American Community Development, National Fair Housing Alliance, and National Urban League file this comment in response to Fannie Mae's and Freddie Mac's (the Enterprises) proposed Underserved Markets Plans. (pdf) Thank you for the opportunity to provide input on the Enterprises’ plans. The content of the proposed plans is critical to determining whether the Enterprises are fulfilling their Duty to Serve obligations in each underserved market – manufactured housing, affordable housing preservation, and rural markets. Our comments are focused primarily on the Enterprises’ single-family homeownership purchase objectives and activities. Additionally, we wish to echo other consumer and housing advocacy organizations’ comments regarding particular aspects of the manufactured housing, rural, and shared equity markets.