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Sarah Wolff

Senior Researcher

Sarah Wolff is a senior researcher, and co-leads research on mortgages. She produces original research and analysis on CRL issues – including the financial impact of predatory lending products on families, individuals, and communities. Based in Durham, Sarah recently wrote the final chapter of CRL's State of Lending series – examining the cumulative impact of predatory products and practices on American households.

Prior to CRL, Sarah served at its parent organization Self-Help, a Durham-based community development organization and CRL's parent organization. Sarah received degrees from the University of North Carolina at Chapel Hill and Duke University. She enjoys crafting and jogging, and can occasionally be seen on ESPN playing in the Duke University alumni pep band.

Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.



April 21, 2017 | By Roger Yu | USA Today
Under the qualified mortgage rules, banks are largely banned from offering certain "harmful loan features," such as an “interest-only” period, loan principals that increase over time, balloon...
January 23, 2017 | By James R. Hood | Consumer Affairs
"I think we were surprised by how quickly this was something that they wanted to look at," said Sarah Wolff of the Center for Responsible Lending, according to a USA Today report...
January 23, 2017
Cost-savings for home buyers purchasing a Federal Housing Administration (FHA)-backed mortgage loan was eliminated by the first executive order of the new Trump Administration. The move rolls back a...
August 2, 2016
CRL research finds low lending levels perpetuate racial wealth gaps and segregation. Mortgage lending in the nation's most populous state continues to lock out many of California's consumers of...