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Rebecca Borné

Senior Policy Counsel

Rebecca Borné is senior policy counsel, focusing on legal research and analysis related to federal consumer law and policy, with an emphasis on payday lending and checking account overdraft practices. Rebecca has testified before Senate and House committees and co-authored groundbreaking research papers on payday lending. She worked from 2008-2011 in CRL's DC office before relocating to New Haven, CT, where she is now based.

Rebecca received degrees from Louisiana State University and the Yale Law School. When Rebecca is not working, she enjoys chasing her children around, preferably outdoors.

Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.

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News

August 22, 2016 | By Kevin Wack | American Banker
Some consumer advocates are skeptical that banks will ever put a lot of marketing muscle behind overdraft-free accounts, as long as those options are being offered alongside more profitable accounts...
July 21, 2016 | By Carter Dougherty | InsideSources
Banks have long argued that overdrafts, which allow customers to draw accounts below zero for a fee, are a service that consumers value. Consumers groups counter that the vested interest banks have...
June 13, 2016 | By Ian McKendry | American Banker
Fifteen states and D.C. currently ban the product outright or limit it to 36% APR or less. "But payday lenders are always trying to roll back these state interest rate limits," said Rebecca Borné,...
May 24, 2016
Updated estimate finds overdraft fees drain $14 billion from consumers annually, while analysis of complaint narratives finds the deck stacked against consumers. Financial institutions continue to...

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