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Christopher Kukla

Executive Vice President

Chris Kukla leads CRL's work on auto lending issues, as well as CRL's policy work in North Carolina since 2002. Based in the Durham office, Chris also counsels policymakers and advocates in Washington, DC, North Carolina and in other states on consumer lending legislation and regulation.

Chris holds a BA degree in Political Science and French from Alma College, and received his JD degree from the University of Notre Dame Law School. Prior to joining CRL, Chris served as a Congressional aide for five years, focused primarily on appropriations and financial issues. When not at work or parenting two young children, Chris is an avid baseball fan.

Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.


February 22, 2017 | By Chris Kukla | American Banker
In a Feb. 9 BankThink article discussing a path forward for the Department of Justice’s civil rights division under President Trump, Paul Hancock claims that the Obama administration pursued too many...
January 19, 2017 | By Chris Kukla | The Charlotte Observer
In 2010, Congress passed the Dodd-Frank Wall Street Reform and Consumer Protection Act. The law provided new protections, many modeled after laws on the books in North Carolina, and created the...
October 19, 2016 | By Angelo Young | Salon
“People are increasingly missing payments within the first six months of taking out their auto loans, which is a telltale sign that loans are being made that are clearly unaffordable,” Chris Kukla,...
September 23, 2016 | By Linda Schmidt | Fox 5 News
More Americans are getting car loans. Experts say that for the first and second quarters of this year, loans topped the $1 trillion mark. But, at the same time, the number of people who are failing...