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Center For Responsible Lending - A Resource For Predatory Lending Opponents



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North Carolina Coalition for Responsible Lending

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The North Carolina Coalition for Responsible Lending is an alliance of financial institutions and other North Carolinians dedicated to the following principles of responsible lending:

  • Borrower Choice: Borrowers must not be trapped in a bad loan because of predatory lending practices, up-front charges, or penalties for repaying a loan.
  • Fees and Refinancings: High loan fees and refinancings must not strip family wealth or home equity, or cause homeowners to lose their homes.
  • Disclosure: All brokers and lenders must fully disclose up-front all fees and compensation.
  • Competition: Loan markets must remain flexible and competitive enough to keep capital flowing to people in need and able to repay.
  • Enforcement: The agencies responsible for regulating and protecting NC consumers must have the resources, authority and mandate to protect all North Carolinians.

We invite you to join the North Carolina Coalition today to show your support for responsible lending principles. Members receive regular e-mail updates on the predatory lending issue and Coalition activities. We publish our membership list in order to demonstrate the depth of support for our work.

To join the NC Coalition, complete the form below and click on "Submit". The form also may be faxed to (919) 313-8592.

North Carolina Coalition Membership Form

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* Denotes a Required Field

* Type of Membership:
If you join as an individual, your organizational affiliation will be listed for IDENTIFICATION PURPOSES ONLY.
* Issue of Interest:

 * First name:
* Last name:
* Email:
* Address:
* City:
State: North Carolina
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* Organization:

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