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Overdraft Loans

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Overdraft Loan Policy Recommendation

TITLE	SOURCE	DATE
Require opt-in for overdraft	Center for Responsible Lending	06/13/08
Support HR 946	Center for Responsible Lending	06/01/07
Require TILA Disclosures For Overdraft Loans	Center for Responsible Lending	06/14/04

TESTIMONY

Overdraft Protection: Fair Practices for Consumers
U.S. House Committee on Financial Services Subcommittee on Financial Institutions and Consumer Credit
Eric Halperin, Director Washington DC Office
July 11, 2007

COMMENT LETTERS

Small Loan CRA Comment
Submitted 02/02/07
Federal Deposit Insurance Corporation (FDIC)

Comments on proposed Regulation DD amendments re Overdraft Lending
Submitted 07/18/08
Federal Reserve Board (Fed)

Comment; Unfair or Deceptive Practices with Respect to Credit Cards
Submitted 08/04/08
Federal Reserve Board (Fed), National Credit Union Administration (NCUA), Office of Thrift Supervision (OTS)

Comment; Proposed Rule Regarding Unfair or Deceptive Acts or Practices – Overdraft Practices
Submitted 08/04/08
Federal Reserve Board (Fed)

Comment: Proposed FDIC Survey of Overdraft Loan Programs
Submitted 10/16/06
Federal Deposit Insurance Corporation (FDIC)

Comment: Implementation of Military Lending Amendment
Submitted 02/26/08
Department of Defense

IN THIS SECTION

ACTION ALERT

Stop unauthorized overdrafts

The Fed needs to hear how you've been burned by overdrafts.